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Tina Epstein

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    Tina's Turf

    Risks of Remodeling Without a Permit

    Most cities require that homeowners obtain a building permit before making modifications to their residence. Which modifications require a permit vary by city. Also, some cities are more vigilant than others in enforcing permit laws.

    In ...

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    Traversing The Pitfalls of Home Inspections

    June and Fred Smith were diligent about getting their home ready for sale. They ordered a pre-sale termite inspection report. The report revealed that their large rear deck was dry-rot infested, so they replaced it before putting their home...

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    What is a CMA and Why Do You Need One?

    CMA is real estate shorthand for “Comparative Market Analysis”. A CMA is a report prepared by a real estate agent providing data comparing your property to similar properties in the marketplace.

    The first thing an agent will need to ...

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    The Home Sale: Securing The Deal

    Ready to close the deal? Maybe not.

    Sometimes unforeseeable issues arise just prior to closing the sale. Hopefully, with negotiation, most of these have a workable solution. Unfortunately, this is not always the case. But don’t panic. ...

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    Advice for First-Time Buyers

    Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.
    Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who h...

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    How to Negotiate with Sellers

    Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations:

    Be prepared. Resea...

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    Types of Mortgages

    Fortunately for buyers, there are a variety of mortgages to choose from. It is in your best interest to investigate each of them to determine which is the best for your situation. You probably won’t qualify for all of them. In fact, you m...

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    Getting the Best Mortgage Rates Online

    Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well.

    A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easie...

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    Surviving Escrows

    You’ve Opened Escrow, Now What?

    Congratulations, you are on your way to owning your very own home! Follow these suggestions (and your realtor’s advice) so that escrow and settlement will go as smooth as possible.

    You will be asked...

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